Member Dashboard
PERA contributions are taken from your gross salary which reduces your taxable working income
The member dashboard provides you with important resources. Learn more about PERA benefits and find answers to frequently asked questions.
Plan Handbooks
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Member FAQs
Learn more about your pension and find answers to frequently asked questions.
Can I get a refund while still working?
No. You must terminate public employment, and your employer must certify that you have done so.
What happens when I take a refund of my contributions?
You will lose all service credit, and your account will close. If you are vested, you will forfeit the ability to draw a lifetime monthly benefit. If you return to public service in the future, you will have the opportunity to repay the refunded amount plus accrued interest.
Are employer contributions refunded to me?
Employer contributions are not credited to your account which means they are not refundable. They are used to finance future benefits for all members.
Can I borrow money from my account?
No. PERA is a defined benefit plan subject to both state and federal restrictions. You can’t access your employee contributions plus interest until you terminate public service. While loan provisions may apply to 401(k), 403(b), and some other retirement plans, they are prohibited for PERA. However, state statutes also protects your account against attachment or garnishment.
I want to start my benefit. What are the termination requirements?
You need to have a complete and continuous separation from all public employment for 30 calendar days, which doesn't include vacation days or leave of absence days. Also, there can be no written or verbal agreement prior to termination to provide services to a public employer.
Do my years with a different PERA-covered employer count towards my vesting?
Yes, if you contributed to PERA and did not take a refund of those contributions, your previous employment would count toward the vesting requirement.