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As a defined benefit retirement plan, PERA provides you with benefits to help you on your journey to retirement.

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, or a pension, at retirement. In addition to that monthly benefit, PERA also provides benefits life survivor and disability benefits.

We provide many resources to help you plan a successful retirement, whether it is years away or quickly approaching. We also provide educational programs to help you plan your retirement at every stage of your career.

We offer a variety of educational programs to help you understand your PERA benefits. Click Here


As a member of PERA, you have options when you leave public employment. You may request a refund of your contributions, or you may leave your money in PERA for a present or future pension. You options depend on your age and years of participation in PERA. To help you decide, see A refund is just one option brochure. The guide, Important information about your PERA refund and taxes, gives information about taking a refund. To take a refund, you need to fill out the Application for Refund.



A Refund is Just One Option  Important information about your PERA refund and taxes Application for Refund

“I’ve been a PERA member for 40 years. I didn’t first realize the importance of PERA in the beginning of my career, but now I do.”

Annually, PERA pays more than $2 billion in benefits.

“PERA is a great benefit that will make my retirement more rewarding than if I had to depend solely on my own funds.”

There are more than 110,000 PERA members who are receiving benefits from PERA (retirees, disabled, survivors of deceased members).

89% of benefit payments are made to Minnesota residents.

*estimate based on June 2017 payments